About

ADFITECH has emerged as the trusted leader. With an exceptional team of employees, we not only exceed our clients’ expectations, but we also restore integrity to the residential lending process.

ADFITECH is the premier provider of quality control within the mortgage industry. We combine our state of the art technology with our personal attention to every loan, allowing us to meet each client’s unique needs.

Our methodology sets the standards in quality control. By performing more reviews than any other company within our industry, ADFITECH has emerged as the trusted leader. With an exceptional team of employees, we not only exceed our clients’ expectations, but we also restore integrity to the residential lending process.

At ADFITECH, our employees recognize the importance of maintaining client relationships in order to continually meet specific needs in services and reporting. We serve over 500 diverse clients, including six of the top ten lenders, Wall Street firms, and numerous small banks and mortgage operations. Each client receives personalized attention and customized services to ensure the quality of its loans. ADFITECH not only delivers superior quality control, but also protects confidential files and data with secure paths for data flow and an off-site backup of all information for client protection. Reviewing up to $50 billion worth of loans annually, our company demands a superior level of professionalism.

Since 1983, ADFITECH has evolved with the fluctuating requirements and expectations within the mortgage industry. When our clients’ needs change, we change. We have built this crucial fluidity into our company. Our team not only provides unparalleled quality and dedicated customer service, but it also meets our clients’ specific project requirements, such as special fraud projects.

ADFITECH’s effective workflow and negotiated vendor pricing allows for every client to benefit from the competence of a trustworthy company regardless of its individual size. With our company, each client will meet its goals for quality, profitability, and professionalism.

Our team of professionals maintain extensive real world mortgage experience, and subject matter knowledge. ADFITECH currently employs Forensic Underwriters with an average of 13 years experience in the mortgage industry, and our stable of Licensed Appraisers are equally experienced, with an average of 17 years of residential valuation experience.

ADFITECH has also implemented a Quality Improvements Program (QI) that has been designed and implemented to provide our clients with a high level of confidence that the results of files reviewed by Adfitech are accurate, factual, and provide pertinent loan level details. The objective of our internal quality program is to not only identify potential knowledge gaps on the part of our staff, but to facilitate continuing education and training. These internal audits are implemented on all products offered by Adfitech, throughout the entire scope of the Quality Control review, and span across all of our clients.

At Adfitech we believe the basics come first. Our proprietary training program allows us to teach basic underwriting skills then advance trainees who use their knowledge in pre-selected training files. Our unique training environment provides the most realistic underwriting scenarios for our employees.

We don't train our underwriters how to just read data but to analyze the entire loan using skills taught by tenured industry professionals. Our underwriters are taught to understand the importance of manual underwriting techniques along with accurate interpretation of Automated Underwriting Systems. Heavy focus is placed on teaching the proper analysis of income, asset and collateral documentation. Emphasis is placed on FNMA, FHLMC, FHA and VA processes and guidelines. Advanced training teaches the underwriters how to make sound, independent, critical thinking decisions. Adfitech underwriters are taught to look below the surface of the loan and see the potential issues that a computer aided underwriting system cannot identify allowing investors to know their true risk.

Team environments allow our underwriters to focus on client specific needs and requirements with emphasis on accurate deficiency reporting.